/* ═══════════════════════════════════════════════════════════════════
   ATFA — shared stylesheet
   Accredited Trust and Fiduciary Advisor · atfacertification.com

   One stylesheet for the whole site. Tokens are defined once on :root
   and redefined for dark; no color is ever hard-coded in a rule below
   the token block. If you need a new color, add a token.
   ═══════════════════════════════════════════════════════════════════ */

/* ─── TOKENS ─────────────────────────────────────────────────────── */

:root {
  color-scheme: light;

  /* Brand */
  --navy:        #0d1b35;
  --navy-mid:    #162848;
  --navy-soft:   #24395e;
  --gold:        #c9a84c;
  --gold-light:  #e0bf78;
  --gold-pale:   #f5edda;

  /* Surfaces */
  --bg:          #faf7f2;
  --surface:     #fffef9;
  --surface-alt: #f3efe6;
  --border:      #e2dccf;
  --border-firm: #cec6b4;

  /* Type */
  --text:        #1c1c2e;
  --text-soft:   #45455c;
  --muted:       #64647a;
  --on-navy:     #ffffff;
  --on-navy-dim: rgba(255,255,255,0.62);

  /* Status */
  --green:       #2a5f48;  --green-bg:  #d6ede4;
  --amber:       #b86c20;  --amber-bg:  #fdecd6;
  --blue:        #1a3f72;  --blue-bg:   #d4e2f4;
  --red:         #7a2030;  --red-bg:    #f4d6da;

  /* Form */
  --serif: 'Cormorant Garamond', 'Iowan Old Style', Georgia, serif;
  --sans:  'DM Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --mono:  ui-monospace, 'SF Mono', Menlo, Consolas, monospace;

  --measure: 68ch;
  --shell:   1080px;
  --radius:  3px;
  --shadow:  0 1px 2px rgba(13,27,53,0.05), 0 8px 24px -12px rgba(13,27,53,0.18);
}

@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    color-scheme: dark;
    --navy:        #070e1d;
    --navy-mid:    #0f1c33;
    --navy-soft:   #1d2f4f;
    --gold:        #d4b45e;
    --gold-light:  #e8cd8c;
    --gold-pale:   #2a2415;

    --bg:          #0b1020;
    --surface:     #121829;
    --surface-alt: #182036;
    --border:      #263048;
    --border-firm: #38446080;

    --text:        #eceaf2;
    --text-soft:   #c2c0d0;
    --muted:       #8e8ca4;

    --green:       #7fd0ae;  --green-bg:  #10321f;
    --amber:       #e3aa63;  --amber-bg:  #33210c;
    --blue:        #8fbaf0;  --blue-bg:   #101f38;
    --red:         #e79aa6;  --red-bg:    #34121a;

    --shadow: 0 1px 2px rgba(0,0,0,0.4), 0 8px 24px -12px rgba(0,0,0,0.7);
  }
}

:root[data-theme="dark"] {
  color-scheme: dark;
  --navy:        #070e1d;
  --navy-mid:    #0f1c33;
  --navy-soft:   #1d2f4f;
  --gold:        #d4b45e;
  --gold-light:  #e8cd8c;
  --gold-pale:   #2a2415;

  --bg:          #0b1020;
  --surface:     #121829;
  --surface-alt: #182036;
  --border:      #263048;
  --border-firm: #38446080;

  --text:        #eceaf2;
  --text-soft:   #c2c0d0;
  --muted:       #8e8ca4;

  --green:       #7fd0ae;  --green-bg:  #10321f;
  --amber:       #e3aa63;  --amber-bg:  #33210c;
  --blue:        #8fbaf0;  --blue-bg:   #101f38;
  --red:         #e79aa6;  --red-bg:    #34121a;

  --shadow: 0 1px 2px rgba(0,0,0,0.4), 0 8px 24px -12px rgba(0,0,0,0.7);
}

/* ─── RESET ──────────────────────────────────────────────────────── */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
[id] { scroll-margin-top: 76px; }
img, svg { max-width: 100%; height: auto; }

body {
  font-family: var(--sans);
  font-size: 15px;
  font-weight: 300;
  line-height: 1.65;
  background: var(--bg);
  color: var(--text);
  -webkit-font-smoothing: antialiased;
}

/* ─── SHELL ──────────────────────────────────────────────────────── */

.shell {
  max-width: var(--shell);
  margin: 0 auto;
  padding-inline: 24px;
}

main { padding-block: 56px 80px; }
main > * + * { margin-top: 28px; }

/* ─── TOPBAR ─────────────────────────────────────────────────────── */

.topbar {
  background: var(--navy);
  border-bottom: 2px solid var(--gold);
  position: sticky;
  top: 0;
  z-index: 100;
}

.topbar-inner {
  max-width: var(--shell);
  margin: 0 auto;
  padding: 0 24px;
  min-height: 56px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}

.topbar-brand {
  font-family: var(--serif);
  font-size: 19px;
  font-weight: 600;
  letter-spacing: 0.06em;
  color: var(--on-navy);
  text-decoration: none;
  white-space: nowrap;
  padding-block: 10px;
}
.topbar-brand span { color: var(--gold); }

.topbar-nav {
  display: flex;
  gap: 26px;
  list-style: none;
  flex-wrap: wrap;
  padding-block: 8px;
}

.topbar-nav a {
  font-size: 11.5px;
  font-weight: 500;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--on-navy-dim);
  text-decoration: none;
  padding-block: 4px;
  border-bottom: 1px solid transparent;
  transition: color 0.18s, border-color 0.18s;
}
.topbar-nav a:hover,
.topbar-nav a:focus-visible { color: var(--gold-light); }
.topbar-nav a[aria-current="page"] {
  color: var(--gold);
  border-bottom-color: var(--gold);
}

.topbar-nav a.is-gated::after {
  content: "";
  display: inline-block;
  width: 5px; height: 5px;
  margin-left: 6px;
  border-radius: 50%;
  background: var(--gold);
  vertical-align: middle;
}

/* ─── TYPE ───────────────────────────────────────────────────────── */

h1, h2, h3, h4 {
  font-family: var(--serif);
  font-weight: 600;
  line-height: 1.2;
  color: var(--text);
  letter-spacing: 0.01em;
}

h1 { font-size: clamp(30px, 5vw, 42px); }
h2 { font-size: clamp(23px, 3.4vw, 29px); margin-top: 8px; }
h3 { font-size: 19px; font-weight: 600; }
h4 { font-family: var(--sans); font-size: 13px; font-weight: 600;
     text-transform: uppercase; letter-spacing: 0.09em; color: var(--muted); }

p, li { max-width: var(--measure); }
p + p { margin-top: 14px; }

a { color: var(--blue); text-decoration-thickness: 1px; text-underline-offset: 2px; }
a:hover { color: var(--navy-soft); }

strong { font-weight: 600; }
code { font-family: var(--mono); font-size: 0.88em;
       background: var(--surface-alt); padding: 1px 5px; border-radius: 2px; }

.lede {
  font-size: 17px;
  font-weight: 300;
  color: var(--text-soft);
  max-width: 60ch;
}

.eyebrow {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 10px;
}

.rule {
  border: 0;
  border-top: 1px solid var(--border);
  margin-block: 40px;
}

ul, ol { padding-left: 20px; }
li + li { margin-top: 6px; }

/* ─── HERO ───────────────────────────────────────────────────────── */

.hero {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-mid) 100%);
  color: var(--on-navy);
  padding-block: 68px;
  border-bottom: 1px solid var(--gold);
}
.hero h1 { color: var(--on-navy); max-width: 20ch; }
.hero .lede { color: var(--on-navy-dim); margin-top: 18px; }
.hero .eyebrow { color: var(--gold); }

/* ─── CARDS ──────────────────────────────────────────────────────── */

.card {
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px 26px;
  box-shadow: var(--shadow);
}
.card > * + * { margin-top: 12px; }

.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 18px;
}
.card-grid p, .card-grid li { max-width: none; }

.callout {
  border-left: 3px solid var(--gold);
  background: var(--gold-pale);
  padding: 16px 20px;
  border-radius: 0 var(--radius) var(--radius) 0;
}
.callout p { max-width: none; }

.callout.is-open   { border-left-color: var(--amber); background: var(--amber-bg); }
.callout.is-note   { border-left-color: var(--blue);  background: var(--blue-bg); }

/* ─── BADGES ─────────────────────────────────────────────────────── */

.badge {
  display: inline-block;
  font-size: 10.5px;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 3px 9px;
  border-radius: 2px;
  white-space: nowrap;
  vertical-align: middle;
}
.badge-approved { background: var(--green-bg); color: var(--green); }
.badge-open     { background: var(--amber-bg); color: var(--amber); }
.badge-denied   { background: var(--red-bg);   color: var(--red); }
.badge-info     { background: var(--blue-bg);  color: var(--blue); }
.badge-tier     { background: var(--gold-pale); color: var(--navy-soft);
                  border: 1px solid var(--border-firm); }

/* ─── TABLES ─────────────────────────────────────────────────────── */

.table-wrap { overflow-x: auto; border: 1px solid var(--border);
              border-radius: var(--radius); background: var(--surface); }

table { border-collapse: collapse; width: 100%; font-size: 13.5px; }

th {
  text-align: left;
  font-weight: 600;
  font-size: 10.5px;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  color: var(--muted);
  background: var(--surface-alt);
  padding: 10px 14px;
  border-bottom: 1px solid var(--border-firm);
  white-space: nowrap;
}

td { padding: 11px 14px; border-bottom: 1px solid var(--border); vertical-align: top; }
tbody tr:last-child td { border-bottom: 0; }
tbody tr:hover { background: var(--surface-alt); }
td p, td li { max-width: none; }

/* ─── DEFINITION ROWS ────────────────────────────────────────────── */

.deflist { display: grid; grid-template-columns: minmax(140px, 200px) 1fr; gap: 2px 24px; }
.deflist dt { font-size: 11px; font-weight: 600; letter-spacing: 0.08em;
              text-transform: uppercase; color: var(--muted); padding-block: 9px; }
.deflist dd { padding-block: 9px; border-bottom: 1px solid var(--border); }
.deflist dt { border-bottom: 1px solid var(--border); }
@media (max-width: 620px) {
  .deflist { grid-template-columns: 1fr; gap: 0; }
  .deflist dt { border-bottom: 0; padding-bottom: 0; }
}

/* ─── FAQ ────────────────────────────────────────────────────────── */

.faq-item {
  border-bottom: 1px solid var(--border);
  padding-block: 20px;
}
.faq-item:first-of-type { border-top: 1px solid var(--border); }
.faq-item h3 { font-family: var(--sans); font-size: 15.5px; font-weight: 600;
               margin-bottom: 8px; max-width: var(--measure); }
.faq-item .meta { font-size: 11px; color: var(--muted); margin-top: 10px;
                  letter-spacing: 0.04em; }

/* ─── OBJECTION CLOCK ────────────────────────────────────────────── */

.clock {
  display: flex;
  align-items: baseline;
  gap: 14px;
  flex-wrap: wrap;
  padding: 18px 22px;
  background: var(--surface);
  border: 1px solid var(--border-firm);
  border-left: 3px solid var(--gold);
  border-radius: 0 var(--radius) var(--radius) 0;
}
.clock-num { font-family: var(--serif); font-size: 40px; font-weight: 600;
             line-height: 1; color: var(--navy-soft); }
:root[data-theme="dark"] .clock-num,
:root:not([data-theme="light"]) .clock-num { color: var(--gold-light); }
@media (prefers-color-scheme: light) { :root:not([data-theme="dark"]) .clock-num { color: var(--navy-soft); } }
.clock-label { font-size: 12px; letter-spacing: 0.06em; text-transform: uppercase;
               color: var(--muted); font-weight: 500; }

/* ─── BUTTONS ────────────────────────────────────────────────────── */

.btn {
  display: inline-block;
  font-family: var(--sans);
  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  padding: 11px 22px;
  border-radius: var(--radius);
  text-decoration: none;
  border: 1px solid transparent;
  cursor: pointer;
  transition: background 0.18s, color 0.18s, border-color 0.18s;
}
.btn-primary { background: var(--gold); color: #1c1408; border-color: var(--gold); }
.btn-primary:hover { background: var(--gold-light); color: #1c1408; }
.btn-ghost { background: transparent; color: var(--text); border-color: var(--border-firm); }
.btn-ghost:hover { border-color: var(--gold); color: var(--text); }
.btn-row { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 22px; }

/* ─── GATE NOTICE ────────────────────────────────────────────────── */

.gate {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  background: var(--navy);
  color: var(--on-navy);
  padding: 16px 20px;
  border-radius: var(--radius);
  border-left: 3px solid var(--gold);
  font-size: 13px;
}
.gate p { color: var(--on-navy-dim); max-width: none; }
.gate strong { color: var(--on-navy); }

/* ─── FOOTER ─────────────────────────────────────────────────────── */

.site-footer {
  background: var(--navy);
  color: var(--on-navy-dim);
  border-top: 2px solid var(--gold);
  padding-block: 40px 32px;
  margin-top: 64px;
  font-size: 13px;
}
.site-footer a { color: var(--on-navy-dim); text-decoration: none; }
.site-footer a:hover { color: var(--gold-light); }
.site-footer h4 { color: var(--gold); margin-bottom: 10px; }
.footer-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 28px;
}
.footer-grid ul { list-style: none; padding: 0; }
.footer-grid li + li { margin-top: 5px; }
.footer-base {
  margin-top: 32px;
  padding-top: 20px;
  border-top: 1px solid rgba(255,255,255,0.12);
  display: flex;
  justify-content: space-between;
  gap: 16px;
  flex-wrap: wrap;
  font-size: 12px;
  color: rgba(255,255,255,0.45);
}

/* ─── UTILITY ────────────────────────────────────────────────────── */

.muted { color: var(--muted); }
.small { font-size: 12.5px; }
.nowrap { white-space: nowrap; }
.stack-sm > * + * { margin-top: 10px; }
.stack-lg > * + * { margin-top: 32px; }

.skip-link {
  position: absolute; left: -9999px;
  background: var(--gold); color: #1c1408;
  padding: 10px 18px; z-index: 200; font-weight: 600;
}
.skip-link:focus { left: 12px; top: 12px; }

:focus-visible { outline: 2px solid var(--gold); outline-offset: 2px; }

@media print {
  .topbar, .site-footer, .btn-row { display: none; }
  body { background: #fff; color: #000; }
}
